Patient Payment Plans for Dental Clinics in Tirana
We help your clinic offer finance for Italian patients through a direct agreement with an authorised financial partner. A B2B consultancy service with fixed fees paid by the clinic: no percentage on disbursed amounts, no costs for patients.
The service, in detail
How It Works: Four Steps to Activate Patient Payment Plans
The 4-step path to patient payment plans: free analysis, agreement with an authorised financial partner, staff training, ongoing assistance.
The Authorised Financial Partner: Who It Is and How It Works
The partner is an OAM-registered credit mediator. The patient applies directly for a personal loan; your clinic stays outside the credit perimeter.
Clinic Requirements: Is Your Clinic Ready for Payment Plans?
What your clinic needs to activate payment plans: registration in Albania, an existing flow of Italian patients, treatments above €1,500–2,000.
Pricing: What the Service Costs Your Clinic
Transparent pricing for clinics: free analysis, one-off setup €2,000–5,000, monthly fee €300–500. No percentage on disbursed amounts, no patient costs.
Why patient payment plans are a competitive advantage
Most Italian patients treated in Tirana still pay in two tranches tied to their two trips. In Italy, by contrast, instalment payment is the standard for dental care, and cost is the most common reason patients give up treatment. A clinic that can offer patient payment plans removes the single largest objection to accepting a treatment plan — and stands apart from the many competitors that cannot offer one.
The impact is greatest where it matters most: implantology, All-on-4 and full-arch rehabilitations, typically worth €1,500–2,000 and more per case.
A compliant model, designed for cross-border care
The model is simple and legally sound. Your patient — resident in Italy — applies directly to an authorised financial partner, a credit mediator registered in the OAM registers, for a personal loan. The loan contract exists exclusively between the patient and the financial partner. Your clinic remains outside the credit perimeter: it does not assess, does not approve and does not handle credit — it is paid for its clinical services.
As a contracted supplier, your clinic may promote the financing of its own services under Article 12(1)(a) of Italian Legislative Decree 141/2010.
What we do, as your B2B consultant
We are a consultancy company working exclusively with dental clinics. We prepare and support the direct agreement between your clinic and the authorised financial partner, train your front office to present the payment option correctly, provide procedures and materials, and assist you month after month with the administrative routine.
Our remuneration is transparent: a fixed setup fee and a fixed monthly fee, paid by the clinic. No percentage on disbursed amounts. No costs for your patients.
Our commitments, in writing
We carry out exclusively non-reserved B2B consultancy. Credit assessment and disbursement of the financing are the exclusive responsibility of the authorised financial partner. The service is reserved for clinics, not for patients, and no outcome can be guaranteed: every application is assessed independently by the partner.
We do not promise approvals, interest rates or disbursement times. We build the channel — the credit decision belongs to those authorised to make it.
From first call to an active agreement in 4 steps
Free analysis
We review your clinic: treatments, average prices, flow of Italian patients and available documentation.
Partner agreement
We assist you with the documentation for the agreement between your clinic and the authorised financial partner.
In-clinic activation
We train your team on how to present instalment payments to Italian patients, with ready-made information materials.
Ongoing support
Monthly operational support: regulatory updates, materials and optimisation of the proposal process.
FAQ
Exclusively for clinics. We are a B2B consultant: we help your clinic activate the payment-plan channel with an authorised financial partner. Patients apply for their loan directly with the partner — we never interact with the public on credit matters.
Only the authorised financial partner. Credit assessment, approval and disbursement belong exclusively to the partner, which is registered in the OAM registers. No approval can ever be promised — by us or by anyone else.
The initial analysis is free. Activation involves a one-off setup fee, indicatively €2,000–5,000, and a monthly assistance fee, indicatively €300–500. There is no percentage on disbursed amounts and no cost is ever charged to patients.
Payment plans make the difference on higher-value treatment plans — indicatively above €1,500–2,000: implantology, All-on-4, prosthetics and full-mouth rehabilitations. On small treatments, patients rarely need financing.
It depends on your clinic's documentation and on the partner's internal processes, so we never promise fixed dates. During the free analysis we give you an indicative, realistic picture for your specific situation.
Yes. The clinic acts as a contracted supplier under Article 12(1)(a) of Legislative Decree 141/2010, the loan contract is concluded exclusively between the patient and the OAM-registered partner, and all reserved activities remain with the partner.
Want to offer instalment payments to your Italian patients?
Message us on WhatsApp: we will tell you straight away whether your clinic meets the requirements. Free.